This chart gives you monthly deadlines for banking Vacation Points. Find your Use Year, and note the three months you need to remember.


A reminder: Banking percentages are based on the cumulative number of Vacation Points banked as of the banking deadline.


Instead of banking your Vacation Points, you may be able to use them to reserve a seven-night stay in a one- or two-bedroom Vacation Home at your Home Resort, then deposit that week through the World Passport Collection for exchange use within the next two years.

Or perhaps you have a handful of Vacation Points you don't know what to do with. You might take someone special away for the weekend to any number of getaway options found in the Concierge Collection. Or, if you don't have time for a long vacation this year, you can book a three-day stay at a favorite Walt Disney World® Resort hotel. With Disney Vacation Club, your choices are practically endless.

Percentages for each banking window refer to the total annual allotment of Vacation Points—not the available number of Vacation Points. For instance: If you have an allotment of 200 Vacation Points with an August Use Year, you can bank up to 200 of them between August 1 and January 31; you can bank up to 100 of them between February 1 and April 30; and you can bank up to 50 of them between May 1 and May 31.

• Vacation Points can only be banked from your current Use Year into the following Use Year.
• Vacation Points can only be banked one time. If banked Vacation Points are not used by the end of the Use Year they have been banked into, they will expire.
• Vacation Points that have been banked cannot be returned to their original Use Year.
• Banked Vacation Points cannot be borrowed or transferred.
• Banked Vacation Points may be applied to all exchange program reservations, including other Disney Vacation Club Resorts, The Disney Collection, World Passport Collection, Concierge Collection, and Adventurer Collection.
• You will be given a banking transaction number when you bank Vacation Points. Since you will not receive confirmation of the banking transaction in writing, please record the number in a secure spot.

Example
Let's say your Use Year begins in February, and your annual Vacation Points allotment is 400 Vacation Points. In March, you decide to bank some of your Vacation Points. Since you are in the first six months of your Use Year, you can bank all 400 Vacation Points into your next Use Year. However, you choose to bank only 150 Vacation Points at this time. In August, you decide to bank more of your Vacation Points. While you still have 250 Vacation Points available in your current Use Year, you can only bank up to 50 more Vacation Points. Because you are now in the third quarter of your Use Year, you can bank Vacation Points until the total bank reaches 50% of your annual allotment. When these 50 Vacation Points are added to the 150 Vacation Points already in your bank, your total banked to date will equal 200 Vacation Points—or 50% of your annual allotment. Once your bank is "full," you cannot bank any more Vacation Points during your current Use Year.