A Holding Account is a "parking space" for Vacation Points from a Disney Vacation Club Resort reservation that has been changed or cancelled 1–30 days before your scheduled arrival date. Here are some guidelines regarding usage of Holding Account Vacation Points:

• They can be used for a new Disney Vacation Club Resort reservation that is booked 60 days or less before the new arrival date, during your current Use Year.
• They can be used for an exchange through The Disney Collection, Concierge Collection, Adventurer Collection, and World Passport Collection, if you are making the reservation 60 days or less before the new arrival date, but more than 60 days before the end of your Use Year.
• They cannot be banked or borrowed.
• They will expire at the end of the Use Year if they are not used.